Terms

Terms of use

Susman Insurance Agency, licensed in California (License 0B75129), operates this website. It offers general life insurance information and a tool that retrieves carrier quotes based on your answers.

Quotes are estimates only. Rates shown come from carriers for the class you chose and are for reference only. They do not represent an insurance offer, guarantee any premium, or promise approval. The carrier sets the final premium, class and eligibility through underwriting; your issued policy and its endorsements are binding.

Nothing here creates coverage. Requesting quotes, submitting an application, or sending a message does not establish any insurance. Coverage only begins when a carrier issues a policy that you accept and pay.

Availability. Insurance products, which carriers offer them, and rates depend on your state and individual factors and can change. These quotes apply to California residents.

Information. Guides here are general background, not legal, tax, or financial advice. Check anything important with a licensed professional.

Third-party platform. The application page loads a secure service run by a third party, which has its own terms.